I am reading Bosch's AG. This is the reasoning:
Proposition 8. The canonical homomorphism $\tau: R \longrightarrow R_S$ from a ring $R$ to its localization by a multiplicative system $S \subset R$ satisfies $\tau(S) \subset\left(R_S\right)^*$ and is universal in the following sense: Given any ring homomorphism $\varphi: R \longrightarrow R^{\prime}$ such that $\varphi(S) \subset\left(R^{\prime}\right)^*$, there is a unique ring homomorphism $\varphi^{\prime}: R_S \longrightarrow R^{\prime}$ such that the diagram is commutative.
Furthermore, if $\varphi: R \longrightarrow R^{\prime}$ satisfies the same universal property as $\tau$ does, then $\varphi^{\prime}: R_S \longrightarrow R^{\prime}$ is an isomorphism.
Lemma 9. Let $R$ be a ring, $F=\left(f_i\right)_{i \in I}$ a family of elements in $R$, and $S \subset R$ the multiplicative subset generated by $F$, i.e. $S$ consists of all (finite) products of members in $F$. Then, fixing a system of variables $T=\left(t_i\right)_{i \in I}$, there is a canonical isomorphism
$$ R_S \xrightarrow{\sim} R[T] /\left(1-f_i t_i ; i \in I\right) . $$
In particular, for a single element $f \in R$, there is a canonical isomorphism $R_f \simeq R[t] /(1-f t)$.
Proof. The canonical ring homomorphism $\varphi: R \longrightarrow R[T] /\left(1-f_i t_i ; i \in I\right)$ sends all elements of $S$ to units. Thus, it factorizes over a well-defined ring homomorphism $\varphi^{\prime}: R_S \longrightarrow R[T] /\left(1-f_i t_i ; i \in I\right)$. On the other hand, it is easily checked that $\varphi$ satisfies the universal property of a localization of $R$ by $S$. Therefore $\varphi^{\prime}$ must be an isomorphism.
My question:
What does "On the other hand,..." mean? Does it mean I should check the "Furthermore..."? If so, I think it is hard to check "Given any ring homomorphism $\psi: R\longrightarrow R'$ such that $\psi (S)\subset\left(R^{\prime}\right)^*$, there is a unique ring homomorphism $\varphi':R[T] /\left(1-f_i t_i ; i \in I\right)\longrightarrow R'$ such that the diagram is commutative" since it is "any". On the contrary, I can construct the inverse map and check that it is indeed the inverse of $\varphi$ without too much difficult. Why should we use the universal property of localization?
