Following onto the previous question Are category of groups and abelian groups topoi? I find myself wondering: Are there any varieties of algebras, other than ones equivalent to $M{-}\mathsf{Set}$ for some monoid $M$, which are topoi? If not, is it possible that there are monads on $\mathsf{Set}$, other than ones isomorphic to $M \times {-}$, such that the Eilenberg-Moore category is a topos?
One trivial counterexample is the terminal category: this is a topos, and equivalent to a variety of algebras, yet for any monoid $M$ the category of $M$-sets contains at least two nonisomorphic objects, the initial object (with empty underlying set) and the terminal object (with terminal underlying set and trivial action of $M$).
(And if we relax the "topos" requirement to "pretopos", then for example the category of compact Hausdorff spaces is monadic over $\mathsf{Set}$.)
My question is: are there any other counterexamples?
Since any variety of algebras is complete and cocomplete, and is generated by $F(1)$ for $F$ the left adjoint to the forgetful functor $U$, that would be equivalent to being a Grothendieck topos. Going by the Giraud axioms in the linked question, I think a variety of algebras should in general satisfy all those axioms except for G3 and G5. So if this is correct, an equivalent question would be: are there any other varieties of algebras in which coproducts are disjoint and commute with pullbacks?