I have a question from the following thread: A maximal ideal among those avoiding a multiplicative set is prime
I didn't ask in the thread, because it looks like user38268's account is deleted. In particular, I am just asking about problem $1$ that Spook asked. That is: "Let $S$ be a multiplicatively closed subset of a ring $R$ (which I will assume is nonzero, commutative with identity) and let $I$ be an ideal of $R$ which is maximal among ideals disjoint from $S$. Show that $I$ is prime."
Now, in user38268's answer, they talk about using Zorns to show there is an ideal, $P$, with $I\subset P$ maximal to the condition that $P\cap S=\emptyset$. $\textbf{why did they do this? Aren't we already given that $I$ is precisely that from the statement of the problem?}$
Next, in the comments on the original question, Spook answers this question by saying "If $x,y$ are outside $I$, then by maximality, $(x,I)$, $(y,I)$ both intersect $S$. So, for some $r,s\in R$, $i,j\in I$, $xr+i, ys+j \in S$. So $(xr+i)(ys+j)\in S$, and on expanding one sees $(xy,I)$ intersects $S$, so $xy$ is outside $I$. Hence $I$ is prime."
Is this a complete argument? I'm assuming, "by expanding", just means multiplying $(xr+i)(ys+j)$ together. My confusion is coming from the answer from user38268 in which they give the hint that "if $f,g\notin P$, then what can you say about the ideals $P+(f)$ and $P+(g)$"? So, I take it as this...
Suppose $f, g\notin P$, then let $x\in P+(f)$ and $y\in P+(g)$. Then, $x=fr+p_1$ and $y=gs+p_2$ for $r,s\in S$. Then, we multiply $xy$ together to get something that is not in $P$, hence $P$ is prime... but that feels off. I am wondering if what they have is correct, or if my thought process is correct, but maybe I am not executing it as I should. Any help is greatly appreciated! Thank you.