By the CRT it’s enough to figure out $F_{2020}$ mod $8$ and $125$.
It’s easy to check that six applications of the linear recurrence relation turn $(0,1)=(F_0,F_1)$ into $(F_6,F_7)=(8,13)=5 \cdot (0,1)$ mod $8$. As the multiplicative order of $5$ mod $8$ is two, it follows that $F_n$ mod $8$ has a period of $12$. Now note that $2020$ is congruent to $4$ mod $12$ so $F_{2020}$ is congruent to $3$ mod $8$.
Now mod $125$. That one is trickier and I’ll need some matrix formalism. Note that five times the recurrence relation turn $(0,1)$ into $(5,8)=5 \cdot (1,1)+3 \cdot (0,1)$ and turn $(1,1)$ into $(F_6,F_7)=(8,13)=8 \cdot (1,1)+5 \cdot (0,1)$, so mod $5$, five times the recurrence relation means multiplication by three.
In other words, let $A=\begin{bmatrix}1 & 1\\1& 0\end{bmatrix}$ be the matrix representing the recurrence relation for the pair $(F_{n+1},F_n)$, then $A^5$ mod $5$ is three times the identity, ie $A^5=3I+5B_1$ for some integer matrix $B$. Thus $A^{20}=I+5B$ for some integer matrix $B$.
Now, mod $125=5^3$, $A^{20n}=I+5nB+25\frac{n(n-1)}{2}B^2$, so to get the identity matrix on the right-hand side we can choose $n=25$. It follows that $F_n$ mod $125$ is $500$-periodic and $F_{2020}$ mod $125$ is $F_{20}$ mod $25$.
Now, we can check (without a calculator) that (all mod $125$) $F_{12}=19,F_{13}=-17$, so $F_{14}=2,F_{15}=-15,F_{16}=-13,F_{17}=-28,F_{18}=-41,F_{19}=-69,F_{20}=15$.
Finally, it follows that $F_{2020}=515$ mod $1000$ (I hope).