If $$\lim_{x \to 0} \frac{f(x)}{x^N} = 0,$$ does that automatically ensure that $f$ has an $N^\text{th}$ derivative at $0$? Noting that that would require an $(N-1)^\text{st}$ derivative in an interval around $0$, it seems unlikely to me that this implication is true, but I also can't find a counterexample.
Note that the corresponding question for a more general Taylor polynomial would be: does $$\lim_{\Delta x \to 0} \frac{f(x_0+\Delta x)-g(x_0 + \Delta x)}{(\Delta x)^N} = 0,$$ with $g$ a degree $N$ polynomial, force $f$ to be $N$ times differentiable at $x_0$ with Taylor polynomial $g(x)$? This question is equivalent by an appropriate substitution.
Note that the statement is true for $N=1$, and can be considered true for $N=0$ if you define $0$ times differentiable at a point as continuous at that point. So a counterexample would have to be constructed for $N \ge 2$.