By definition, $F\in R[X]$ is irreducible in $R[X]$ if and only if whenever we write $F=GH$, for $G,H\in R[X]$, then either $G$ or $H$ is a unit. So $F$ is reducible if and only if there exists a factorization of $F$ as $F=GH$ with both $G$ and $H$ non units. (As an aside: The units of $R[X]$ are precisely the units of $R$, i.e. $(R[X])^\times = R^\times$.)
So, assuming $F=GH$ and $G\in R$ is a nonunit, this does not necessarily mean that $F$ is reducible. As a silly example, in $\Bbb Z[X]$, let $F=G=2$, and $H=1$. Then $2=2\cdot 1$, with $G=2$ a non unit. But $2$ is not reducible in $\Bbb Z[X]$.
As to your question about why we care about irreducibles in UFDs: Well, "UFD" = unique factorization domain. And this unique factorization of each element is, by definition, a factorization into irreducibles.
So, when you ask "why do we care about irreducibles in UFDs", you're essentially asking, "Why do we care about irreducibles in a ring which we care about irreducibles?"